Call or text (816) 556 - 6831
Call or Text:
(816) 556 - 6831
Hours:
Mon - Sun
7am - 7 pm
insurance claims
Homeowner Insurance Claims
•
Secure your property: Temporary repairs are also
covered by insurance to protect your property from
further loss or damage. (A typical temporary roof repair
should not exceed $300).
•
Adjuster meeting: To ensure the scope includes all
damages, and that your needs are met, at a “price
agreeable” to the insurance company and your
contractor, the insurance adjuster and a Xtreme
Xteriors inspector should meet.
•
Call your mortgage company: Advise them of your claim
and inquire about their procedures for draft
endorsement and contractor’s affidavits, lien releases,
etc. Be proactive!
•
Send check to mortgage company: The insurance check
normally requires two endorsements, the insured and
the mortgage company. Do not endorse the check, first
send the check to your mortgage company and request
their endorsement and rapid return. (This will help speed
things up).
•
Review and schedule project: After you and your
contractor have agreed on the scope and terms of the
claim, you should schedule the work and verify the
material color with your contractor. (Expect to pay the
first check at this time, but not to exceed more than ½ of
the total amount of the contract).
•
Inspect your project: Once the job is completed and you
are 100% satisfied with the work, you should expect to
pay the balance of your first proceeds, plus your
deductible, to your contractor.
•
Final payment: Before issuing the final payment to your
contractor, be sure he has provided you with all of your
warranty papers and waiver of lien affidavits. (This will
limit your liabilities and keep you in control).
•
Secure all documents: Keep all documentation in a safe
place and treat it as you would any warranty information.
Enjoy your newly restored home, and peace of mind!
Insurance Claims Process
•
The insurance adjuster will call you to make an
appointment. Be sure to get the adjuster’s name and cell
phone number. Go ahead and set the appointment and
Contact “Xtreme Xteriors” giving the time, date and
adjuster’s name and cell phone number.
•
When the roof work and/or collateral work is approved,
the insured will receive a summary statement and an
initial installment for an estimated fifty percent of the
claim.
•
If you have a mortgage on your property, the first check
will be made out to the insured and the mortgage
company. Contact your mortgage company and ask for
the insurance department or the loss draft department
for details on their process to get the first check
endorsed. DO NOT sign the check until it comes back
from the mortgage company in case the check gets lost
in the mail.
•
At this time, finalize the work order with your contractor
“Xtreme Xteriors”. Per an agreement with all insurance
companies Xtreme Xteriors will agree to do the
installation for what the insurance company agrees to
pay for the scope of work plus your deductible. Anyone
willing to do the job for less, especially when there is an
abundance of work, is probably a sign that they are
forced to sell on price alone; this situation is usually an
indication of poor quality or cash-flow problems.
•
If anyone suggests that you can “make money” on the
roof installation, be extremely cautious because that is
insurance fraud and you and the other participant could
become involved in legal and criminal charges. The
insurance companies, due to the heavy losses sustained
in the last several years, are constantly monitoring the
claims to protect themselves and their policyholders.
•
Call “Xtreme Xteriors” when the first installment comes in
from the mortgage company. The first installment is due
as the down payment. When the installation crew arrive
to begin the work, please check the materials to verify
that the shingle color and drip edge color are correct.
•
Upon completion, “Xtreme Xteriors” will do a final
inspection on the job and go over the checklist with you.
Please note any items that need attention (if any) and
sign the final inspection checklist. If your mortgage
company has requested a final inspection, call them now.
•
The final invoice will be faxed or e-mailed directly to the
insurance company and a copy will be sent to the
homeowner.
•
Upon receipt of the final insurance installment, the
invoice is due. Please contact “Xtreme Xteriors” to
arrange for the pickup of the final installment.
insurance claims
Homeowner Insurance Claims
•
Secure your property: Temporary repairs are also covered by
insurance to protect your property from further loss or damage.
(A typical temporary roof repair should not exceed $300).
•
Adjuster meeting: To ensure the scope includes all damages, and
that your needs are met, at a “price agreeable” to the insurance
company and your contractor, the insurance adjuster and a
Xtreme Xteriors inspector should meet.
•
Call your mortgage company: Advise them of your claim and
inquire about their procedures for draft endorsement and
contractor’s affidavits, lien releases, etc. Be proactive!
•
Send check to mortgage company: The insurance check normally
requires two endorsements, the insured and the mortgage
company. Do not endorse the check, first send the check to your
mortgage company and request their endorsement and rapid
return. (This will help speed things up).
•
Review and schedule project: After you and your contractor have
agreed on the scope and terms of the claim, you should schedule
the work and verify the material color with your contractor.
(Expect to pay the first check at this time, but not to exceed more
than ½ of the total amount of the contract).
•
Inspect your project: Once the job is completed and you are 100%
satisfied with the work, you should expect to pay the balance of
your first proceeds, plus your deductible, to your contractor.
•
Final payment: Before issuing the final payment to your
contractor, be sure he has provided you with all of your warranty
papers and waiver of lien affidavits. (This will limit your liabilities
and keep you in control).
•
Secure all documents: Keep all documentation in a safe place and
treat it as you would any warranty information. Enjoy your newly
restored home, and peace of mind!
Insurance Claims Process
•
The insurance adjuster will call you to make an appointment. Be
sure to get the adjuster’s name and cell phone number. Go ahead
and set the appointment and contact “Xtreme Xteriors” giving the
time, date and adjuster’s name and cell phone number.
•
When the roof work and/or collateral work is approved, the
insured will receive a summary statement and an initial
installment for an estimated fifty percent of the claim.
•
If you have a mortgage on your property, the first check will be
made out to the insured and the mortgage company. Contact
your mortgage company and ask for the insurance department or
the loss draft department for details on their process to get the
first check endorsed. DO NOT sign the check until it comes back
from the mortgage company in case the check gets lost in the
mail.
•
At this time, finalize the work order with your contractor “Xtreme
Xteriors”. Per an agreement with all insurance companies Xtreme
Xteriors will agree to do the installation for what the insurance
company agrees to pay for the scope of work plus your
deductible. Anyone willing to do the job for less, especially when
there is an abundance of work, is probably a sign that they are
forced to sell on price alone; this situation is usually an indication
of poor quality or cash-flow problems.
•
If anyone suggests that you can “make money” on the roof
installation, be extremely cautious because that is insurance
fraud and you and the other participant could become involved in
legal and criminal charges. The insurance companies, due to the
heavy losses sustained in the last several years, are constantly
monitoring the claims to protect themselves and their
policyholders.
•
Call “Xtreme Xteriors” when the first installment comes in from
the mortgage company. The first installment is due as the down
payment. When the installation crew arrive to begin the work,
please check the materials to verify that the shingle color and drip
edge color are correct.
•
Upon completion, “Xtreme Xteriors” will do a final inspection on
the job and go over the checklist with you. Please note any items
that need attention (if any) and sign the final inspection checklist.
If your mortgage company has requested a final inspection, call
them now.
•
The final invoice will be faxed or e-mailed directly to the insurance
company and a copy will be sent to the homeowner.
•
Upon receipt of the final insurance installment, the invoice is due.
Please contact “Xtreme Xteriors” to arrange for the pickup of the
final installment.
Call or Text: (816) 556 - 6831
Hours: 7am - 7 pm
